Countdown to ACA Open Enrollment
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ACA Enrollment
This is the federally funded marketplace that some call Obamacare. The plans found here are major medical plans with unlimited benefits. You can not be denied coverage. For 2021, the maximum out of pocket (after premiums) per person is $8,550 per year. Based on income, some are eligible for subsidies from the government. I can help you understand which plans will best satisfy your needs.
Hospital Indemnity Plans
Indemnity coverage offers compensation due to a specified loss. For example, a plan could offer $100 compensation to you for a doctor's visit.
Healthy people that usually don't use health insurance can save money and add security against accidental injuries with a hospital indemnity plan.