Self-Funded

This type of group plan has many benefits especially for small groups. A portion of the premium is set aside to pay for care.  If this portion is not used up over the year, a rebate can be credited back. Still has a major insurance company insuring the group, using a network of doctors with negotiated pricing plans, and covering expenses that go beyond the stop loss amount in the premiums. A great plan for certain small groups.

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ACA SHOP Plans

The ACA, or Obamacare as it is sometimes called, has small group plans called SHOP.  If you want to explore the options of starting group coverage, ask me for SHOP quotes.  There are tax benefits for the first year of coverage.

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Georgia Chamber of Commerce group

If you are a Chamber of Commerce member for any municipality in Georgia, you qualify for the association prices of the GA Chamber of Commerce.  Insured by Anthem Blue Cross Blue Shield of GA, your small group can get quotes. 

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Health Reimbursement Arrangement

Small employers that wish to contribute to their employee's health care costs for eligible expenses can save money and gain tax advantages by using an ICHRA or QSEHRA.  Dollars given to employees are not taxable to employers or employees.  Management of the HRAs can be done by professionals.  

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